💰 FREE Budget Template:
✉️ Sign Up For My FREE Newsletter:
Looking for the best high-yield savings accounts for 2026? In this video, I break down my top 3 picks, Capital One, Ally Bank, and SoFi. I explain why they’re leading the way with competitive APYs, easy online banking, and solid customer experience. If you want to grow your emergency fund or simply earn more interest on your money, these accounts are worth a look.
I cover the key features of each bank, including interest rates, mobile tools, fees, and overall usability. Whether you’re comparing online savings accounts, searching for the highest APYs, or trying to maximize your savings in 2026, this guide gives you a clear and simple breakdown.
If you’re focused on building wealth and making smarter financial moves, this video will help you choose the right high-yield savings account to reach your goals.
Referral Links:
💳 Capital One Savor Referral Link:
💳 Capital One Venture X Referral Link:
💳 Chase Freedom Flex or Freedom Unlimited Referral Link:
💳 Chase Sapphire Preferred Referral Link:
Timestamps:
00:00 – Intro
01:59 – Capital One 360 Performance Savings
02:17 – Capital One Savings Pros
04:03 – Capital One Savings Cons
05:33 – Ally Savings Account
06:18 – Ally Savings Pros
07:40 – Ally Savings Cons
08:54 – SoFi Savings & Checking Account
09:09 – SoFi Cons
11:16 – SoFi Pros
12:10 – Outro
Icons:
Icon made by Freepik from www.flaticon.com
DISCLAIMER: I am not a lawyer, CPA, lender, realtor or a financial advisor. The content in my videos should not be taken as legal, tax, financial advice, etc, and may or may not be outdated or inaccurate as the time this video was posted. It is your responsibility to verify all information from the video on your own. This is a YouTube video for Entertainment purposes ONLY. If any company is mentioned is because SimplyAndyHere has an interest in them. Links included in this description might be affiliate links. If you purchase a product or service with the links that I provide I may receive a commission or referral bonus. PLEASE DO NOT make buying or selling decisions based on SimplyAndyHere videos. If you need advice, please contact a qualified professional as I am not one.
Love a good HYSA roundup! Keeping short-term cash in a high-yield savings account is one of the easiest ways to earn more while you plan your next moves. BankTruth makes it super simple to compare which accounts are actually paying the highest rates right now — keeps the cash working for you while you invest or save. 💸✨
Thanks for the content, could you do a vid for a novice who just came into a lump some (say $15,000) or so and how one should budget/invest 👀
3x the value of traditional banks? Your math isn’t mathing… it’s more like 340x 😂
My online bank is Sofi. Plus I have a “cash reserve” savings with an online app called Betterment.
Great information. Thank you.