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Finally here on Baby Step 3! Just finished baby step 2 five year process last week 🎉
So my emergency fund is basically my “oh crap, I did that again” fund… 😂 Thanks for the breakdown!
when you’re broke you drive the tires til they blow haha. This is how we felt driving our beaters lol
I’m 37, 12k in debt and shit credit. I don’t know where to start. I’m addicted to drugs and alcohol, I hate my job and have no ambition for life