Save money fast and more importantly, change your mindset about money. Here are the steps I took to go from BROKE to FULL FINANCIAL FREEDOM (and it wasn’t about making more money).
I know what it’s like to always be behind financially and never have enough money, but I promise you, if you TRY these tips (especially paying yourself 10% first), your financial situation will improve, no matter how broke you are right now.
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00:00 Introduction
01:31 Money is a tool
02:19 Never pay interest on credit cards
03:00 Pay yourself 10% first
04:16 Save all BONUS money (tax refunds, rebates, cash gifts etc)
05:13 Invest your saved money (once you have saved a bit)
06:16 Make a budget
06:26 Use a free money-tracking app
06:46 Use cash
07:05 Watch and read finance tutorials
07:35 Buy second-hand
08:25 7-day no-spend challenge
09:00 Meal plan
09:22 Eat from your freezer
09:37 Meatless Mondays
09:55 Make your own snack foods like cookies and treats
10:06 Evaluate subscriptions
10:33 Negotiate service plans
11:21 Wash laundry with cold water
11:48 Wash clothing less often
12:13 YouTube University
Write a menu of recipes and buy what you need for all recipes for the week. Stick to your home cooked recipes!
Thankyou so much for this video. I refuse to have a credit card or line of credit
I’m so proud of you! I don’t use the word hate lightly, it’s like a cuss word to me. But I HAAAATE when parents do that, at any event. That’s how children then become entitled! Way to reality check her👏🏾.
My suggestion when you get “bonus” money or your tax return is to buy one useful thing that could long term save you money.
If you take the bus, buy a bicycle. Saves you money from bus fare. If you use a laundry mat, buy a portable washing machine.
Then save the rest!
Omg the last story had be rolling