https://www.youtube.com/watch?v=CczqcjgoxoQ
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Here are the BEST Checking & Savings accounts of 2026! All of them are high yield with no monthly fees. Plus, many have no minimum balance requirements so you can grow your money FASTER! Click “Show More” to see Ad Disclosure.
When you look at the typical savings accounts and checking accounts from the major banks (like Chase, Bank of America, Wells Fargo, and others), you’ll notice that many of them have minimum opening deposits, minimum account balances ($1,500 is very common), monthly maintenance fees, and virtually NO INTEREST to be earned.
However, in more recent years, we’ve seen the rise of many online banks (that is, they have limited or no branch locations). Due to the significant cost savings associated with an online model, these banks can offer much higher interest rates than you normally see while still offering many of the services you need. For instance, a lot of banking can be done online these days, including mobile deposit of checks, sending or receiving funds, paying bills, and more. For this reason, the traditional model of going into a bank branch has become a lot less common, so a lot of people can do just fine with online-only banks. Some of these include Ally Bank, Capital One Bank (which acquired Discover), SoFi Bank, and others.
I’ve been a user of both the traditional big banks and the newer online banks, and they’ve all got their pros and cons. That said, I find myself using the online banks a lot more these days, primarily to avoid minimum balance requirements, fees, and to earn interest at a higher rate.
Learn about the features and benefits of some of the best ones in this video to see if they’re right for you!
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TOP BANK ACCOUNTS (HIGH-YIELD)
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🎬 CHAPTERS
00:00 – Intro
00:47 – Bank 1
2:04 – Bank 2
3:53 – Bank 3
5:11 – Bank 4
7:48 – Bank 5
8:46 – Bank 6
10:00 – Bank 7
11:47 – Bank 8
12:12 – Bank 9
14:02 – Bank 10
14:27 – Bank 11
15:27 – Bank 12
15:55 – Bank 13
16:24 – Bank 14
17:18 – Bank 15
17:33 – Bank 16
18:13 – Bank 17
Disclosure: The thoughts, opinions, and information presented are those of the creator. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as YourBestCreditCards.com, My Wealth Wallet, and others. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the recording / posting date. Some of the offers mentioned may no longer be available and/or may not be available to all users. The content should not be taken as financial advice; it is an expression of opinion. Please do your own research before making a decision to apply for a card or act upon any of the information provided.
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When we moved across the country 8 years ago and opened new checking and savings accounts, I seem to remember that the bank had us unlock our credit reports so they could check up on us. Do you think I should go ahead and unlock my reports before applying online for one of these?
This is points/miles channel. You should be mentioning best travel account Fidelity CMA 3.55%, no foreign transaction fees, full international ATM fees reimbursement.
Make sure to read the fine print. Withdrawing from some of these accounts have daily/weekly/monthly limits. Also check to see if you can add trusts as beneficiaries if that’s what you need for your estate plan. I use Capital One and AMEX mostly for “relationship banking” and hope that helps for credit card applications in the future.
You look more leaner & even your hair trimmed. Preparing for Spring break 😉 💪 Marcus is my cup of tea 🍵 out of sight and out of mind. Capital One is cool, but i don’t like to have my checking and saving with same institution don’t want to dip into my savings too easily accessible